Note: Yes, all mandates for a loan must be authorised before the loan will be granted.

• Click on the ‘Apply now!’ button which will take you to our product page. Select your product and Apply!
• For new customers:
• You will be prompted to enter your personal details once you've entered your Identity Number.
• For existing customers:
• You will be prompted for your password.
• Follow the online application process.
• The application process is entirely self-service.

We have carefully considered your financial position and your ability to meet any additional loan repayments, based on your income, monthly credit obligations and living expenses. Our assessment shows that you may struggle to pay any additional credit instalment/s and therefore your application has been declined.

We will always act responsibly and never offer you more credit than you can afford to comfortably repay. Taking out additional credit should only result in positive outcomes, not a prolonged financial burden.

We suggest waiting another 30 days before applying again. Multiple inquiries at the Credit Bureau in a brief period of time may negatively impact your credit score.

We pay you as soon as your application is approved and all the DebiCheck mandate(s) have been authorised by you, but it can take up to 48hrs for the funds to reflect in your bank account, depending on your bank

Note: Yes, all mandates for a loan must be authorised before the loan will be granted.

• Click on the "Apply now!" button which will take you to our product page. Select your package and Apply!
• For new customers:
• You will be prompted to enter your personal details once you've entered your Identity Number.
• For existing customers:
• You will be prompted for your password.
• Follow the online application process.
• The application process is entirely self-service.

We have carefully considered your financial position and your ability to meet any additional loan repayments, based on your income, monthly credit obligations and living expenses. Our assessment shows that you may struggle to pay any additional credit instalment/s and therefore your application has been declined.

We will always act responsibly and never offer you more credit than you can afford to comfortably repay. Taking out additional credit should only result in positive outcomes, not a prolonged financial burden.

We suggest waiting another 30 days before applying again. Multiple inquiries at the Credit Bureau in a brief period of time may negatively impact your credit score.

We pay you as soon as your application is approved and all the DebiCheck mandate(s) have been authorised by you, but it can take up to 48hrs for the funds to reflect in your bank account, depending on your bank